You run the business.

We keep the books.

At STO Bookkeeping, we keep your books accurate, organized, and tax-ready, then turn those numbers into budgets, cash-flow insight, and strategy you can actually use.

Stephen Osinski

QuickBooks Gold ProAdvisor at STO Bookkeeping

You’ve got a business to run, clients to serve, projects to finish, decisions to make. What you need from bookkeeping isn’t software or jargon; it’s order, clarity, and a dependable cadence. We keep your accounts reconciled and your month closed on schedule, then translate the numbers into plain-English takeaways so you always know where you stand and what to do next.

Need a fresh start? We set up or clean up QuickBooks so the numbers are right going forward. Want more control? We build budgets you can stick to and a simple cash-flow view you can skim in seconds. And for owners who want their personal finances dialed in, we offer a focused plan for spending, debt, and smart borrowing. 

Here’s how we help

Bookkeeping Services

Stay organized and tax-ready every month.

Includes:

  • Weekly categorization
  • Bank & credit card reconciliations
  • Month or quarter close reports

Budgeting & Forecasting

See where your money goes and what to do next.

Includes:

  • Budget setup and updates
  • Cash-flow visibility you can skim
  • Simple takeaways for next steps

QuickBooks Management

Get a clean and reliable QuickBooks file.

Includes:

  • New file, migration, or cleanup
  • Chart of accounts organized
  • Fix uncategorized history

Personal Finance

Organize your finances and build a plan.

Includes:

  • 12-month spending analysis
  • Budget plan and debt strategy
  • Loan or mortgage recommendations

Why business owners choose STO Bookkeeping

Whether you’re a growing startup, a solopreneur, or an established local business, we help you take control of your finances, so you can focus on what you do best: running your business.

We help business owners and individuals throughout a variety of industries, including (but certainly not limited to!) :

  • Service-based businesses
  • Trades and contractors
  • Consultants and freelancers
  • Local retail and e-commerce

With STO Bookkeeping, month-end becomes routine. We close on schedule, keep everything tidy, and deliver a clear summary that tells where the cash went, what changed, and identifies next steps. If something looks off, we bring it to your attention early.

The best part? When your CPA needs a file, it’s already organized. You get fewer surprises, faster answers, and the headspace to run the business the way you want.

On-time month-end, every month

We reconcile every account and close on a predictable schedule, so you always know where you stand and tax time isn’t a scramble.

Reports you can actually read

One clear page shows cash in/out, what changed, and the two next steps that matter without jargon or digging through spreadsheets.

CPA-ready and proactive

Clean categorizations and documented workflows. We flag issues early and loop in your CPA when it helps, so fixes are quick.

How It works

A Stress-Free path from “messy” to “managed”

Quick intro call (15–20 min)

We learn your setup and what’s getting in the way, then agree on a right-sized plan.

Clean & organize

We connect accounts, clean the chart of accounts, and document who does what, so nothing slips past us.

Close & update each month

Accounts reconcile on time. You get one clear summary that includes cash, trends, and strategic next steps.

testimonials

What they say

Marie Jones 

Doctor

These 2 testimonials are just after you’ve introduced your business, so they should focus on how great the products are and why they are worth trusting.

Clara parker

Developer

These 2 testimonials are just after you’ve introduced your business, so they should focus on how great the products are and why they are worth trusting.

Contact Information

Find us here:

Email: 

Phone: