You run the business.

We keep the books.

At STO Bookkeeping, we keep your books accurate, organized, and tax-ready giving you better insight and more time to run your business effectively.

Stephen Osinski

QuickBooks Gold ProAdvisor at STO Bookkeeping

You run the business.

We keep the books.

You run the business.

We keep the books.

At STO Bookkeeping, we keep your books accurate, organized, and tax-ready giving you better insight and more time to run your business effectively.

Stephen Osinski

QuickBooks Gold ProAdvisor at STO Bookkeeping

You’ve got a business to run, clients to serve, projects to finish, decisions to make. What you need from bookkeeping isn’t software or jargon; it’s order, clarity, and a dependable cadence. We keep your accounts reconciled and your month closed on schedule, then translate the numbers into plain-English takeaways so you always know where you stand and what to do next.

Need a fresh start? We set up or clean up books so the numbers are right going forward. Want more control? We build budgets you can stick to and a simple cash-flow view you can skim in seconds. And for owners who want their personal finances dialed in, we offer a focused plan for spending, debt, and smart borrowing. 

Here’s how we help

Bookkeeping Services

Stay organized and tax-ready every month.

Includes:

  • Weekly categorization
  • Bank & credit card reconciliations
  • Month or quarter close reports

Budgeting & Forecasting

See where your money goes and what to do next.

Includes:

  • Budget setup and updates
  • Cash-flow visibility you can skim
  • Simple takeaways for next steps

QuickBooks Management

Get a clean and reliable QuickBooks file.

Includes:

  • New file, migration, or cleanup
  • Chart of accounts organization
  • Fix uncategorized history

Personal Finance

Organize your finances and build a plan.

Includes:

  • 12-month spending analysis
  • Budget plan and debt strategy
  • Loan or mortgage recommendations

Why business owners choose STO Bookkeeping

Whether you’re a growing startup, a solopreneur, or an established local business, we help you take control of your finances, so you can focus on what you do best: running your business.

We help business owners and individuals throughout a variety of industries, including (but certainly not limited to!) :

  • Service-based businesses
  • Trades and contractors
  • Consultants and freelancers
  • Local retail and e-commerce

With STO Bookkeeping, month-end becomes routine. We close on schedule, keep everything tidy, and deliver a clear summary that tells where the cash went, what changed, and identifies next steps. If something looks off, we bring it to your attention early.

The best part? When your CPA needs a file, it’s already organized. You get fewer surprises, faster answers, and the headspace to run the business the way you want.

On-time month-end, every month

We reconcile every account and close on a predictable schedule, so you always know where you stand and tax time isn’t a scramble.

Reports you can actually read

One clear page shows cash in/out, what changed, and the two next steps that matter without jargon or digging through spreadsheets.

CPA-ready and proactive

Clean categorizations and documented workflows. We flag issues early and loop in your CPA when it helps, so fixes are quick.

How It works

A Stress-Free path from “messy” to “managed”

Quick intro call (15–20 min)

We learn your setup and what’s getting in the way, then agree on a right-sized plan.

Clean & organize

We access your books, adjust your chart of accounts, and optimize vendor and expense transactions.

Close & update each month

Reconcile accounts on time. We provide a clear summary at the end of a specified period of your business standing.

testimonials

What they say

I would 100% recommended STO Bookkeeping for your business.

I'm a new business owner, and noticed that my QuickBooks wasn't always matching up with my bank transactions. I needed guidance and STO Bookkeeping provided that. Their service is professional, human-orientated and best of all, available when I needed it. Please don't hesitate to go with them.

Joe Martucci

President / Director of Meteorology
Cup A Joe Weather and Drone

I highly recommend Steve Osinski and STO Bookkeeping.

He’s been incredible helping get my finances straightened up. He's professional, organized, and always goes the extra mile. He’s helped me with reconciliations, understanding debt, and even set up payback schedules. It’s such a relief having someone so trustworthy and detail-oriented getting my finances organized. Couldn’t ask for better support!

Todd Nicolay

Vice President of Sales
Montrose Molders

Want your books to feel calmer and clearer than they do right now?

Send me a message and we’ll start with a simple conversation.

Contact Details

  • 908-304-8845
  • steve.osinski@stobookkeepingllc.com
  • 300 N Randolphville Rd. , Piscataway, New Jersey, 08854