Bookkeeping that Guides your business
Elite Bookkeeping
Once your business reaches a certain size, the stakes get higher. Hiring plans, price changes, second locations, large contracts, and equipment purchases all affect cash and profit in real ways. A backward looking set of reports is not enough. You want to understand how your choices will affect cash, profit, and breathing room before you commit.
Elite Bookkeeping from STO Bookkeeping combines accurate monthly books with forecasts, budgets, and regular virtual CFO sessions. You see what is happening now and what is likely ahead, so you can make bigger decisions with more confidence.
Elite Bookkeeping is a strong fit if you…
This is the “I want an experienced finance partner without hiring a full time CFO” level for owners who are thinking past next month.
Foundational Bookkeeping Includes
Elite Bookkeeping Includes
Forecasting and Cash Planning
Budgets and Scenario Planning
Virtual CFO Sessions and Strategy Support
What you get with Elite Bookkeeping
With Elite Bookkeeping from STO Bookkeeping, you receive advanced bookkeeping plus ongoing financial leadership that supports bigger decisions.
Clear Forecasting For Your Business
We build clear revenue, expense, and cash forecasts based on your actual history and current plans. You see how the next few months may shape up so you can prepare instead of react.
Budgets and Targets
We work with you to set annual and quarterly budgets that match your capacity, pricing, and goals. Each period, we compare actual results to those targets and highlight where you are ahead or behind.
Scenario Planning
We model simple what-if situations, such as a new hire, a price change, a new location, or a large purchase. You see how each option could affect cash, profit, and breathing room before you decide.
Virtual CFO Sessions
On a regular schedule, you meet with us for focused strategy time. We review results, walk through the forecasts, discuss decisions on your mind, and set a short list of financial priorities for the next period.
Key Metrics and Simple Views
We help identify and track a small set of numbers that matter most for your business, such as profit margin, labor as a share of revenue, or recurring revenue levels. You see these in simple formats instead of complex dashboards.
Full Advanced Bookkeeping Foundation
All the support from the Advanced plan stays in place. That includes segmented tracking, invoicing and receivables support, organized expenses, deeper reporting, and a clean monthly close with reconciled accounts.
How the Elite Bookkeeping Plan Works
01
Financial Deep Dive & Setup
We start with a detailed look at your business model, current reports, cash patterns, and goals. Together we define the main drivers of your finances, such as revenue streams, team structure, and fixed costs. We refine your accounting setup where needed and build an initial forecast and budget as a starting point. If your history is messy, we outline a Cleanup Services project before Elite begins.
02
Monthly Bookkeeping & Forward View
Each month we complete the full bookkeeping cycle at the Advanced level. Once the books are closed, we update your forecasts and budgets with the latest results. You receive your reports, a forward looking view, and a short written summary that connects them.
03
Ongoing Virtual CFO Support
On a recurring schedule, we meet for virtual CFO sessions. We review performance, talk through changes in your plans, and adjust forecasts and budgets where needed. We also use this time to explore scenarios and answer questions so you are never left to interpret the numbers alone.
When this plan is in place, you:
Plan hires and team growth with a clearer view of timing and affordability
See how expansion, price changes, or large purchases may affect cash before you commit
Talk with lenders, landlords, or partners using solid numbers and thoughtful projections
Move through seasonal swings with fewer surprises and more preparation
Focus on leading the business while relying on a consistent financial partner
If you want both clean books and ongoing financial guidance, this plan is designed for you.
Common Questions, Answered
You get everything in the Advanced Bookkeeping plan plus more frequent check-ins, custom report views, and simple planning tools. That can include short cash flow projections, budget versus actual views, and focused conversations about the numbers each month or more often.
Elite usually fits best once you have a stable base of revenue, a team, and decisions that affect cash in a meaningful way. During your consultation, we will talk through your current stage and recommend the level that fits best.
If your books are not current, we will first outline a cleanup project to bring everything up to date. Once your records are accurate, we can move directly into Elite so your forward looking work is built on a solid base.
Elite clients usually meet monthly, sometimes more often during busy seasons or key decision periods. The goal is a focused session where you can ask questions and walk away knowing what changed and what to watch.
Absolutely. Many clients begin with Advanced and then step into Elite when they reach a new revenue level, take on bigger projects, or want more support around planning.
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Additional Services